What Supplemental Expenses Can Special Needs Trusts Pay For?

Unlike a support trust which direct that funds be used for the health, welfare, and support of a beneficiary, a Special Needs Trust (SNT) is a discretionary trust created to supplement the beneficiary’s basic needs. By being structured in this way, the trust both preserves the public benefits available to a beneficiary and enhances the quality of a disabled beneficiary’s life.

Below is a non-exclusive list of some types supplemental disbursements that are appropriate for a trustee of a special needs trust to make on behalf of a beneficiary:

• Health and dental treatment and equipment for which there are not funds otherwise available
• Rehabilitative and occupational therapy services
• Medical procedures, even though not medically necessary or lifesaving
• Medical insurance premiums
• Supplemental nursing care
• Supplemental dietary needs
• Eyeglasses
• Travel
• Entertainment
• Companionship
• Private case management
• Cultural experiences
• Expenses associated with bringing relatives or friends to visit with the beneficiary
• Vacations
• Movies
• Telephone service
• Television and cable equipment and services
• Radios
• Stereos
• Training and education programs
• Reading and educational materials

Source: The Arc of Texas Master Pooled Trust